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3 Essentials For
Managing Your Money


How can you get a handle on your finances this year?


A new year is one of the best times to take control of your finances, because the year is fresh and you have plenty of time to get your ducks…or beans…in a row! One of the best changes you can make is to create a budget for your household that allows you to keep track of income, expenses, and goals for saving and spending. 

Once you have a good idea of income and expenses on a monthly basis, you have the information you need to build a workable budget. Your budget needs to account for how much money you’re bringing in and estimates of where that money is going to go, accounting for all expenses including savings goals.

You should create estimates and try to stick to them in order to follow your budget. Setting income, expense, and savings goals is vitally important to get a handle on your finances, and now is as good a time as any for you to get the ball rolling. Don’t be afraid to alter your budget on a monthly basis depending on your financial needs.

Budgets should be flexible in order to be successful, but they make excellent guidelines for your income and expense goals.



Check back each morning the rest of the week for the 3 essentials for managing your money!


Join us with your morning brew to learn something new.


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